We need to save costs by recalculating our expenses and cutting the unnecessary expenses to have more money. Besides that, we can search for a side job that can give us more chances to make more money. We can also build a business to have more income. We know that most things increase while our income does not increase. We must think more to anticipate it and we can survive in a bad situation. It is time to realize that we may see a difficult situation in the future. If we are not ready and prepared, we will difficult to survive. So we need to change our habits and have a simple life.