It's unmatched as a tool for saving. It's like being able to monetize the Internet in the 90s. If you could have a stake in Apple in the early days, you would, right? But Apple depends on what the CEO does. If they sell the company, innovate, let it invest in some worthless projects.
IMO we have never seen anything like bitcoin, but the threat of it being acquired and centralized is still there, so probably in a few years most of it is going to be owned by large companies and governments. That said, if you own it, you're going to do great.
I know it was originally meant to be spent, but why would you spend something that keeps growing in value and hold fiat money that loses value? If you have 0 fiat income and need to spend bitcoin that's fine, but if you're holding 50% bitcoin and fiat, there's no reason to spend bitcoin.