In the process of accumulating. There will be a point to where the money in your portfolio is no longer an amount you would want to lose anymore. Right.
Investing amounts you can afford to lose doesn't really mean you want to lose any money neither does it mean you're preparing to lose the funds, it's a simple adage that tells you not to use money meant for your survival to invest into Bitcoin.
Surely no one wants to lose money, what's the need of investing it when you're preparing to lose it?