Too many people get caught up in the hype of investing without first building the financial foundation to support it.
Talking about this your statement here, I don't necessarily think that you must be solid financially before you can start investing in Bitcoin, once you have a discretionary income that will enable you to invest in Bitcoin consistently, you are good to go, along the line you can be working on your finances to make it more stable and reliable, but waiting to build a solid foundation financially first before starting is another way to delay your Bitcoin investment journey.
Investing should come from a place of surplus, not pressure.
Yes, you are actually right here, investment in Bitcoin should only be done with our discretionary income, which is Money left after all our basic needs have been met, so that we will not be in any kind of pressure financially, so you are actually right here.
I agree with you, as long as you live, you may have to face a sudden disaster, think you took a member of your family to the hospital where he is seriously ill and you may have to spend a lot of money there, so for that money you can break your investment journey, so you first create an emergency fund and invest a small part in Bitcoin, which even if you lose, there will be no obstacle in your own life, because it is important to have a long-term view to invest in Bitcoin. When you are moving forward for the long term, you will almost always have obstacles or you can say panic and on the other hand, try to always refrain from these.