this is not about gambling but more about maintaining a good business ethics that will practically make them stand out from other competitors.  if you are rendering a service that looks like a loan service, you want to be sure that the people you are giving it to are not going to mismanage it and with the increasing rate of gambling addiction, it is just normal to do a thing as this to also discourage every form of gambling addiction.

i don't find it appealing that most fintech expressly promote gambling knowing that they are financial institution that helps people hold their money. To help prevent every form of potential gambling addiction, banks and any institution that holds peoples money should distance themselves from gambling and for this, the decision of this firm is completely okay. over accessibility is not too good.