My advice is to prioritize basic needs over personal desires, which are sometimes not that important. For example, when we have a steady income and we have received money from our work for a month, we should think about how to survive with the money we have, such as meeting our daily food needs and paying bills if we have any. On the other hand, we naturally have desires, such as buying a new phone, a vehicle, or other items. Such things can be put aside for now. It would be better to save some of the money earned first, and perhaps if we receive a bonus from work, it can be used for less important things. I am sure everyone has their own way of saving money, but sometimes we prioritize our desires over our needs, and that is the problem.