You're right, and what you’re talking about is something that developed countries can actually fix.
But in my country, for example, this isn’t the problem.
Here government doesnt do anything to make our lives easier but still they are in high dept.
The only thing they do is increasing the taxes and pushing the citizens to pay more taxes.
And now our children and even grandchildren already have a huge amount of debt.
That happens too in my country. People need to pay the tax which can increase anytime. While it is difficult to make money, they also difficult to obey the law of the government.
But on the other side, many officials do not reflect on the citizens sufferings. They just take many benefits as the officials without thinking about the citizens lives. They said that they deserve to get all of the benefits. But in fact, not many of them work for the people but for themselves.
It is not fair to see the reality but that happens in many countries. We really need to have honest officials who can manage the money and develop our country better.