It depends on how responsible we are in maintaining our investments. A commitment must be made not to disrupt our investments, regardless of any pressing circumstances. However, solutions can certainly be found without disrupting them.
I've experienced something like this before, when I was too aggressive in expanding my portfolio, which impacted my finances. However, I firmly and responsibly resolved all those issues without disrupting my investments. So, what's important is simply taking responsibility for our actions.
You mentioned strong determination, which is not present in everyone and it is not possible for everyone to remain firm in their commitment even in times of need. If you can take the right steps and work hard while remaining steadfast in your goal, then you can also cut mountains and pave the way. But how many such people will you find?
Your patience seems quite strong and you can control yourself at every moment, due to which you can find a solution without disrupting your investment even in times of need. But this is not possible for everyone.
This will be possible and easy for everyone only when you have prior steps to deal with or solve urgent moments, i.e. backup funds. I think it is better to be smart and hardworking than just hardworking. Because it will reduce your labor and solve the problem faster and easier. Being responsible is a positive aspect, making that responsibility easier when you work intelligently and you have prior plans and prior steps.