I think this should be the basis at which people honestly need to work on, do not set timely basis on bitcoin for either to accumulate bitcoin or take profit from it, rather it should be base on the target, if the target is 1 bitcoin as a whole portfolio, it should be followed gradually, it can take up two cycles or more or even less depending on your income or accumulating load, if you set a time factor like 2 cycles and this target isn’t reached does this means one has to stop? I don’t think so.
For me the target should be base on the amount of bitcoin you want and not time and then you move to over accumulation period and if possible add little by little if you choose, for profit taking it is no brainer that selling all is like handing over your bitcoin again to inflationary currency and also profit should be target price and not time
There is nothing wrong with having a time target, too. Some guys have more flexibilities with their time, and other guys might not.
Other guys might not be able to get to exactly where they would like to be, and they might have age and/or health considerations or some other kinds of needs that they consider to be reasonable, so they might accumulate BTC for one or two cycles.... and then enter sustainable withdraw from where-ever they happen to be. Let's say that a guy is in his early 50s (let's say he just turned 53), and he feels like he is getting old and his retirement prospects are not feeling as good as he thought that it would be.
Let's say that his income is around $50k, and even though he had been investing for around 20 years, he had ONLY gotten his investment portfolio to around $200k. He is thinking that he might take around 25% of his investment portfolio and invest it into bitcoin (which would be around $50k), and he also is going to invest around 20% of his income into bitcoin for the next 6-9 years (right now that would be around $12.5k per year, or $250 per week). He is just going to do as best at he can and see where he is at in 6-9 years, and he would like to stop working by his late 50s or maybe by his early 60s at the latest, so he is considering to just invest into bitcoin as aggressively as he is able to accomplish in the next 6-9 years and see where it gets him.
He can see on his end if he invests around 25% of his income plus some kind of front loading of $50k into bitcoin, then each 4 years, he would invest the equivalent of his annual income after 8 years he would have had invested right around $150k into bitcoin. He can ONLY control the portion that he can control and do his best with whatever resources that he has available.
It is the best for someone to approach Bitcoin investing with a clear view of their own life situation rather than chasing crazy targets. What I like more in his plan is, he is looking at his age, income, and retirement timeline and building a strategy that fits him.. Front loading $50k while consistently contributing a portion of his income is not flashy at all, it is the kind of calculated, steady move that actually has a shot at meaningful results.. I feel like too many people underestimate the power of consistent action over time, and this approach shows that even starting later, progress is possible if you focus on what’s within your control..
And the balance been created between risk and security is cool. He is not putting everything on the line or hoping for a miracle outcome, jst took calculated steps that account for his retirement needs and personal limits.. Breaking the plan into small cycles makes it manageable, which is something most people overlook... Front loading a lump sum would give a head start, but pacing his contributions over several years keeps him safe from overexposure.. I sha think that these approach is an approach worth considering for anyone feeling the pressure of starting late…
I also like how the strategy frames Bitcoin not just as a financial instrument but as a tool for personal empowerment.. By focusing on what he can influence and accepting that he can’t control everything, he avoids unnecessary stress and panic decisions. It’s not about hitting some exact number or outperforming the market, it is about steadily building toward a future that feels secure.. From my perspective, that mindset is as valuable as the investment itself, because long term consistency paired with realistic expectations almost always beats trying to chase luck or shortcuts. It’s the kind of thinking I wish more people applied when planning for retirement, especially with volatile assets like Bitcoin…