Dear JJG I think it is wiser to save or invest discretionary income for later consumption rather than consuming it immediately. Because we do not know if we will always be able to earn. There may come a time in our life when we can no longer earn but we have to live our lives. Then the previous discretionary income that we had saved or invested will come in handy. As the saying goes, "Thinking about the future is the work of wisdom." Thinking about the future is indeed the work of wisdom. I have seen ants store food for the winter in other seasons. Because if they go out in search of food in the winter season, their lives are at risk. We are healthy and strong now and can earn, but if at some point we get sick and our income stops, we will still have to find food. Think about it, how will you live your life if you do not have a proper amount of money in reserve?
Now people may say yes, I understand that we should invest or save, but why should we invest in Bitcoin? Why people should invest in Bitcoin -
▫️ Bitcoin provides more security to our assets than other investment avenues.
▫️ Investing in Bitcoin means that I will have sole control over my assets, no third party like a bank has any hand in it.
▫️ It provides the highest profit compared to other investment avenues with long-term investment and proper management.

Many people think that should we invest our entire discretionary income in Bitcoin? No, Bitcoin investment advisors never ask you to invest your entire money in Bitcoin. Rather, they say that you should keep buying Bitcoin in the DCA method with a part of your discretionary income and when there is an opportunity to buy in DIP, if possible, buy aggressively and enrich your Bitcoin portfolio. And you can invest in other areas according to your choice, in addition to building an emergency fund and other funds with the other part of the income.