Post
Topic
Board Speculation
Re: Buy the DIP, and HODL!
by
Shadiq
on 10/09/2025, 17:42:58 UTC
It is very important to have a long-term perspective to invest in Bitcoin, but there are many obstacles that you have to overcome in the long run. I agree with you. If you invest directly without saving for your essential expenses such as food, medical expenses, etc., you may encounter a different reality. Because when you try to avoid these, you may be forced to sell your long-term Bitcoins if you do not have the money when you need it the most. Not only will you be financially damaged, but you may also lose the ability to invest again in the future.
Food is a daily need, for which you do not need to save money, but invest the remaining money after meeting your daily needs and keep it for necessary expenses. Rely on discretionary money for investment, savings or building any fund. If you invest more than your discretionary money or try to save in any fund, you may face big losses.

You need to learn to separate discretionary money, discretionary money is that which is left over after meeting your daily needs and which is unnecessary for you or you will not need it for a long time. Investing with this money will artificially reduce the possibility of financial crisis and will help you to be stable even during market volatility. This stability can be further enhanced when you invest according to your means using the DCA strategy. In addition to investments, keep backup funds ready for emergencies so that you can afford to lose your job or during a major accident or medical expenses and keep the investment fund intact.