But I have had several loans on here and every single one has always been paid; with excess fees if it was late.
In light of what transpired after the last loan I gave you, I would not have given it to you if I knew then what I know now.
Even if you aren't the same person behind the 2double0 account who defaulted, or the StedSM account who defaulted, there's blockchain evidence linking you to those accounts. I suspect is there is a possibility you are not the same biological entity, but rather you sold those accounts to scammers. That doesn't absolve you of anything because you facilitated scams. You are keeping your involvement a secret, because regardless of how you were involved, it's untrustworthy behavior.
Loan defaulter or not, you've made your bed and now you'll have to lay in it.