the too much of labels and names we give to this funds is sometimes what’s confusing us. Reserve funds are for eventualities you ran out of cash and there’s a need to buy something for the house, or for specific planned future needs, but they’re more flexible than the emergency funds.
No too much label on what reserve fund is. Or to what discretionary income is. It is individuals who dont like learning or reading that always make the mistake of relating them. If they dont understand what weve been talking about after 47 pages of this thread, my dear they dont deserve to be replied. People lack reading and understanding. Most persons mistake discretionary income for reserve fund which is kind of annoying.