You are very correct, having that financial structure in place, cash flow habits paired with intentional investing really does shift everything. the emergency fund might sit quietly but it is presence gives you the confidence and freedom to take calculated risk elsewhere it is like building offense and defense at the same time.
Miramax12 it has been 6 months and 4 days (which is approximately 26 weeks and 6 days) since you joined this forum, with reference to posting etiquettes, I believe you should within this months of registration and participation in the forum, you should be able to figure out that quoting a long post should be
SNIPED or
Cut downto the specific content with you want to reply or respond to or possibly if the whole post is your intention to respond to then snip and respond to it, than make the whole thread look unhealthy and bulky which at the end, you only have to give a few lines of words.
Hence I put it to you Miramax12 that quoting a long post should be cut down in order to avoid pyramids quoting without much sense in it!
Additionally, Emergency funds is of course a pillar to investment, it refers to being able to finance your lifestyle with a good amount of your income in a position which is reachable at anytime for unforeseen circumstances yet making your investments smoothly.