Post
Topic
Board Speculation
Merits 1 from 1 user
Re: Buy Buy Buy or Sell Sell Sell?
by
nestex_one
on 16/09/2025, 03:25:50 UTC
⭐ Merited by JayJuanGee (1)
If you've a large discretionary income present, it's fine to lump sum since the funds are available. Personally, I wouldn't lump sum with everything at once. I'll like to divide the money into 3 parts, lump sum with the first part, use the second part to increase my aggressiveness in DCA and keep the last part for buying my target dip.

So I did lump sum some time back, but personally I feel now (hindsight?) that splitting the same amount into a DCA would have been a more effective approach.

I bought in Nov '24, as a lumpsum. Then in Jan/Feb I was happy but in Feb we got a bit of a dip - right up until April.

Conversely if I'd done a small amount in Nov, then bought DCA below my last buy price I think I'd have made a bundle more.