A lot of people don't like borrowing but then again there situation one would find himself or herself, borrowing will be a very nice and good option. Just imagine a scenario where you have several sources of income and you are expecting something very huge from there and you saw the price of Bitcoin down, as an investor with a vision to accumulate and grow your portfolio you wouldn't want to wait till what you are expecting to arrive rather you would look for a way to get money and take advantage of the opportunity because it maybe long you will see such opportunity again and in this situation I don't see borrowing as wrong unless you don't have any source of income and you are not expecting something anytime soon.
Well, your points are clear, but I will still maintain that the issue of borrowing here in the instance you gave becomes personal and based on individual differences. From your example, according to you, that borrowing at that point wouldn't be a bad idea, well, that's for you and for some who wouldn't see it as a bad idea. But in my idea, I wouldn't even think of it, because I don't support of advise borrowing to invest. I wouldn't want to jeopardise my peace of mind or at my pace investment journey all in the name of buying the Dip. I would rather do my investment as I have planned with my available discretionary income rather than borrow and hoping to clear the debts with payslips that not at hand.
What if your sure income doesn't come through just as you expected? What if the pay slip comes in and an unexpected happenes that needs urgent financial demands higher than it used to be, let's say a fatal accident or a fire outbreak? Just what if? You know life is really unpredictable. Nobody knows the next minute or next happening. Therefore, spending or using up money not at hand for investment with hopes that it will surely come, and it will be used to upset the bills isn't a right financial decision in my own opinion. Planning with what is at hand I feel is better and more safer for an investor, because this makes you the master of your investment and not a mare spectator because you have purchased aggressively during the Dip, but a debtor.
Buying the Dip is very much okayed but it should be with that funds which an investor has kept aside for such buying when situation presents its self. Like I said, this gives you peace of mind and allow you to buy at your own pace, and if any inconveniences arises, you are sure you aren't answerable to anyone since you only bought the Dip from your international savings using your discretionary