It’s true that hold is gold. But before that, you need the right mindset for holding, which not everyone has it. Many people buy top coins with the hope to hold. but when the price start dumping, they panic and sell. You said holding top coins is safe, but it’s not always true. Sometimes even top coins have turned out to be scam. For example, Terra (LUNA/UST) was once one of the best stablecoins, but it collapsed. FTX (FTT) was an exchange token, but that also turned out to be a scam. Recently, OM dropped from $9 to just $0.21, which was a huge scam by the team. But yes, I agree with you if someone has the ability to hold long term, then Bitcoin, Ethereum, and BNB are good to buy and hold for a few years. Otherwise, it’s better not to hold.