If you divide your funds into three levels. For example, emergency fund, cash, reserve fund. If you divide your funds like this, then if you face such a problem, you can deal with your situation very well. Because when you need small money, you can invest money from cash if you want, if your cash does not solve the crisis, then you can use the reserve fund, in the last stage, if you cannot stabilize your situation with these two funds, then you can use the emergency fund in the last stage. If a person depends on the emergency fund for small things, then during a big financial crisis, it will become very difficult to deal with money from his emergency fund.
Many times it happens that some amount of money is needed more in a month. At that time, you can deal with these financial crises by taking money from your cash if you want. He can continue to invest with his discretionary income source.
If someone saves a large amount of cash step by step, the mindset of investing in Bitcoin can change, because it is not possible to make quick money by investing in Bitcoin, but long-term investment can be expected to yield profits. Due to excessive awareness, the mindset of taking risks with cash can be destroyed. Then you will prefer to save more cash step by step. A person can start investing in Bitcoin if he has a prudent income. In addition, an emergency fund is needed for 3 months to deal with unknown dangers so that long-term investment can be managed properly. So we need to save such an amount of cash so that the mindset of investing in Bitcoin does not change.