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2. Make use of the 50/30/20 allocation rule: 50% of your income allocation should go to taking care of essential expenses and immediate needs. The mistake people often make is neglecting this aspect, forgetting that it is actually inevitable and unavoidable, even when you manage to avoid it today, it'll come back tomorrow bigger, and you'll be forced to still sort them out, thereby messing up your plans. 30% goes to your discretionary income and the other 20% towards your savings and also for debt repayments.
Adopting the DCA strategy as guide was totally resourceful to me,though the 50%,30% and20% could be adjustable depending on personal priorities at the moment,investment requires nothing but determination so that the end result will turn out juicy,sometimes circumstances could change the initial plan to 40%,40%,20%,this is where I totally advice investors to focus on initial decision and be determined to survive outside the investment so that one's result wount fluctuate when others are rejoicing.