If you are accumulating Bitcoins and want to hold them for long term then best approach is to accumulate them through discretionary income. While your job salary or business income can be used to meet daily requirements. Why discretionary income is important is because it allows to dormant your Bitcoin for longer duration. Without discretionary income or if you are accumulating bitcoins with your salary then you might cash out your bitcoin in the long run, which completely destroys your plan of long term investment.
Seems you don't really know were discretionary income come from or how it is gotten. You are missing something here. It is from your salary or profit from your business that you get your discretionary income from. Discretionary income is the money that remains after you have removed money for your day to day expenditures From your salary or from the profits from your business. In nutshell it's from your salary or profit from your business that you can get your discretionary income from. So discretionary income is not another money gotten outside your salary or profit from business.
Some people still struggle to understand the real meaning of discretionary income and its source. Discretionary income can come from any source that involves an income. Salary is a regular source of income in the sense that it is nearly fixed and regular. From there you can be sure of what your next pay is and plan accordingly and from there, no matter how little it is, with the problem cashflow management, the person can be able to generate a discretionary income from there with which he invests in bitcoin.
Secondly, business profit is also a near regular source of discretionary income. But one thing about business profit as source of discretionary income is that it is not usually fixed even though it may have a range within which it always falls into. This source can also allow a person to get a discretionary income and plan his bitcoin accumulation strategy.
However, there could be other sources of discretionary income which could come from a contract job. Here it is difficult to analyse your real discretionary income because you don't have any fixed period before which you are sure to get another contract. For contract workers, it takes high level of financial discipline to raise a discretionary income. Some could channel all their money into the backup funds claiming that they are not sure of when next they can get a contract to sustain their bills.
More so, There are some people who have more than one source of income and they specifically decide to use of offer the income sources as a discretionary income. This means that they may use up their entire earnings from one of their income sources on their responsibilities while leaning on their second income source as discretionary income from there they generate their backup funds and emergency funds and also invest a percentage of it. This therefore means that it is also possible to generate your Discretionary income from having an additional source of income.
[Edited out]
Hahaha so funny of him with his narration and I saw that jayjuanGee has already given him an sMerit for such post, infact what he was saying was completely out of the line and it kept me wondering how a discretionary income generation stands on it's own if not gotten from either your job salary or business after the basic needs expenses has been taken care of, I can't stop laughing on reading that post, some time I wonder how members grow up to a certain extend and still be making some kind of statement, to me it shows that he doesn't even know what he was actually saying and what it stands for but is fine we learn every day.
I believe Jayjuangee merited him because he is not completely wrong and also because he actually shifted the interest of investors from the regular sourcing of discretionary income from the basic income source into bringing our mind to also sourcing discretionary income from additional income source. To an extent, sourcing discretionary income from additional source of income is more stress-free because it allows you to use your major income source to tackle family problems.
Let's take for example, most people signed to campaigns also have other jobs they do out there but most people basically invest in bitcoin from their campaigns. This does not mean that some people don't invest beyond their campaigns but it shows how your additional source of income could be a strict source of discretionary income with which you can invest in bitcoin and maintain your DCA approach.