I think you don’t have to wait till you get all the  mental preparations or anything before getting started in bitcoin investment. I may agree with you in terms of finance because that’s what you need to get started in accumulating and investing In bitcoin. As a matter of fact, you don’t need to be financially bullish or buoyant before you can get started in bitcoin investment, no matter how lowly or high an individual financial position is, at the end of the day all that is needed is to be able to figure out a discretionary income to accumulate and invest in bitcoin.
The most important step here is to figure out a discretionary income and get started first in accumulating bitcoin and hold for the long term strategy or goal, and along the line you can be figuring out ways to improve your finances and also improve with the mental aspect of handling your finances or investments In order to make good decisions that will further help you towards achieving a significant success in your bitcoin investment.