It's safe to say that when you're considering investing in anything, especially something as risky as Bitcoin, it's crucial to learn a deep understanding of it. This not only builds confidence in your investment, but also helps you expand your knowledge and increase your profits.
I don't agree with your argument, I have a different opinion on this matter.
A person does not need additional knowledge or additional money to start investing in Bitcoin, Along with basic vision, it is very important for a person to have a discretionary income. Slowly a person can gain specific knowledge about Bitcoin and become more aware of cash, as well as increasing their confidence in Bitcoin. There is nothing complicated about starting investing in Bitcoin for beginners, if you have self-confidence and interest in learning about Bitcoin, a person can gradually gain specific knowledge. Along with this, long-term investment is very important. By patiently investing in Bitcoin by following the right rules, you can make a profit in the long run.
I don't understand how you separated additional money and discretionary income. Actually, a person's discretionary money is created only if he has discretionary income. If a person has some extra money after all his expenses for the whole month, that is his discretionary income and additional money is created from that income. If someone wants to invest in Bitcoin, then first of all he must have discretionary income which you mentioned and he must have the ability to learn about investing in Bitcoin. If he has the interest and desire to know about this, then he will gradually learn everything about investment and will know the process of investment in the right way. As a result, his chances of success in the future will increase.