Disagreed. You completely missed his point. Most people are taking out loans for all stupid stuff like a new car. You don't need a new car that you can't afford. So if pretty much everyone is doing this, why should he not take out a loan and do something smarter with it like invest in Bitcoin?

If you are aware of the risk and are able to get a good deal on the loan and this will not bankrupt you under any circumstance, go for it. Please keep in mind that the investment can be lost and that if you want to have good prospects of winning you need to stay here long-term. I know a few people who did this with shitcoins and they lost money but they repaid their loans without issue. I also know some people who did it with Bitcoin and they for sure don't regret it.