Very simple, investing with a non discretionary fund in Bitcoin should be tagged as gambling than investing, investment in Bitcoin is for long term and investing a non discretionary fund will lead to financial mistake and wrong investment approach, my question is that can it be possible for anyone to invest a non discretionary fund and still be able to handle any other situation that will come after? I guess maybe they will source for other means of getting funds to handle such situations, it can only be fine if they can handle such situations without hoping to pay back from their Bitcoin investment when they are supposed to be building their Bitcoin investment, it is risky to attempt buying Bitcoin with a non discretionary fund because you can end up suffocating meeting with up with your essential needs or end up selling your Bitcoin too soon.
It is not right for someone to invest in Bitcoin without discretionary income. To be successful in investing in Bitcoin, you have to continue investing for a long time. This is possible only if you have discretionary income. It is not enough to have discretionary income, but you also have to form an emergency fund and a reserve fund to continue investing for a long time.
And if someone does not have discretionary income. If he saves money from his necessary expenses and invests regularly on a weekly or monthly basis, then if he needs a lot of money for any urgent need in the future, he will be forced to sell Bitcoin to raise that money. And since the price of Bitcoin fluctuates greatly in a short period of time. When he needs money for an urgent need, if the price of Bitcoin has fallen significantly, he will face a loss. Therefore, investing with non-discretionary income is difficult to sustain for a long time because people experience various financial problems from time to time in their lives.