I think it’s of top most priority for every individual who is desirous to invest in bitcoin to get started immediately so far as he is able to figure out a discretionary income to invest with. But then again, there are ways an individual without a discretionary income or who are yet to be able to figure out a discretionary income can also invest in bitcoin which is “Time”. The individual can then dedicate or invest his or her time in learning and trying to get some helpful tips and knowledge about bitcoin while working to figure out a discretionary income to start accumulating bitcoin. But emphasis and efforts should be laid more on working and trying to figure out a discretionary income first and get started immediately with bitcoin accumulation rather than trying to learn about Bitcoin first before investing.