None of us should ignore the emergency fund. Although a person can have an emergency fund without buying investments, this habit will help him to be disciplined. He wants to buy BTC from his emergency fund. Because it takes 4-10 years to build a decent Bitcoin stash. During this time, he can start his emergency fund after buying BTC.
However, it is necessary to have an emergency fund after buying the investment. If a person spends 80% of his discretionary income on his daily living expenses, then from the remaining 20%, he should invest 10% and 10% for emergency fund. It is a misconception that you do not have to have an emergency fund. If you have discretionary income and do not have luxury expenses, then it is better to insist on building an emergency fund along with buying BTC. You should keep an amount equivalent to 3 months of your salary in your emergency fund.
However, if you feel pressured to buy BTC while you have an emergency fund, the best decision would be to immediately close the emergency fund and focus on buying Bitcoin.
You have made a very confusing statement and this statement reflects your very bare knowledge about investment. I think you are still a beginner and learning about investment, but I would advise you to try to learn first, the things you should know well are -
- What is a source of discretionary income? And how does it work in investment?
- What is discretionary money? And how does it work?
- What is a backup fund? Names and uses of some backup funds.
- What is an emergency fund? How does it work and when is an emergency fund used?
- When is it better to build an emergency fund? And how should it be stored?
- Is it okay to buy Bitcoin from an emergency fund? With which funds can Bitcoin be bought as needed?
I think it is very important for you to know these things, then maybe your knowledge about Bitcoin investment will increase. You can try to find these answers and do research. You should spend more time on forums and develop a reading habit to learn about investing.