The straight answer is NO. I will not take such a risk. For you, you have to think deeply and take advice from your financial advisor. Because about you we can't decide; we aren't your financial advisor at all, and you have to encounter potential loss. We know Bitcoin will skyrocket more in the next year. But on the other hand, some predictors are saying we will encounter a bear market and that Bitcoin could even dump below $70K. If something like this happens, then you have to suffer.

For me, if I have a handsome job or business, then I would do DCA to accumulate Bitcoin instead of taking the loan. After spending my family cost, I would buy Bitcoin; I will consider that a future saving. When Bitcoin reaches a noticeable target, then I would take my profits. So you have to think from your perspective and circumstances.