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It requires a lot of discipline to save, some people only think about the present instead of thinking about the future. Some make the excuse of not earning enough a good reason not to save but that's not a valid excuse. Saving 10 to 20 percent monthly can accumulate to something significant in the future but like I said it takes discipline to be consistent with it especially when the result doesn't come instantly
Okay, so you are saying the just try harder? But that thing doesnt really work here.
Because for tons of people, saving 10% just isnt possible! Its not about having the wrong attitude; its just plain math. If all their money is going to keep a roof over their head and food on the table, where are they supposed to get that 10% to even get started?