No. Even if there is no inflation, I doubt that those who can't save will be able to save. That's because they'll have more purchase power and the money that should be done by the inflation will go mostly on what kind of lifestyle these people live. And so, that's why even if we have no inflation. There will be ways for people to spend their money and no one is going to stop them until they realize that they should start saving for their future or any emergencies.