What do you mean by delaying or don't you know people inflow of discretional income aren't the same. If you think figuring out your Discretional income from your salary/Business income is time delaying,then It's obvious you have been investing in Bitcoin outside of your discretional income which is awful. You're not in any kind of competition,
Investing in Bitcoin without a prudent income is very risky and can lead to serious losses in the investment. If someone does not have a prudent income, then the fluctuations in the market price create fear in his mind. As a result, many times he makes the wrong decision and sells the investment, often at a price lower than the purchase price.
Due to this anxiety and stress, the investment cannot be maintained in the long term. Therefore, investing from any source of money other than prudent income is clearly prohibited in various forums. Investing with money that creates anxiety is considered "gambling" in many cases.
The basic principle of investment is that you should invest only from that money that will not put any pressure on your lifestyle or peace of mind.
That is why prudent income is very important and essential in long-terminvestment