We just keep inventing rights these days.
Right to suicide, right to lrostitution, right to gamble, right to do drugs... Ok, whatever we want can be a right...
But it an activity can lead someone to ruin then I don't think it should be a right. Moreso this trend to invent rights is creating harm.
In the current environment it's surely your right to spend your money but should it? In a society that is not made to take care of anyone in need, how are we going to consider it a right of someone to lead themselve to ruin financially?