let's take for instance now, I a big dip occured in bitcoin, and you are yet to be paid from your work place, and you really don't want to miss out buying that dip, buddy there is nothing bad in collecting loan to invest in bitcoin, to buy that dip and hold provided you have a source or other sources of paying back the loan without tempering with your bitcoin investment. And it's not only necessary for you to take loan only when it only has to with emergencies, you can also take loan to invest in bitcoin provided you other ways of paying of the depth without touching your holding.
First of all, there are some problems with buying bitcoin dip a. The price of bitcoin fluctuates a lot, so no one can say exactly when a dip is happening. Let's explain with two examples. Sometimes the price of bitcoin drops by 10%-15%. If someone invests a lot of money and buys bitcoin, he may think that he has been able to buy bitcoin at a low price. But after making that investment, if he sees that the price of bitcoin has started to decrease much more than before, then he will lose the opportunity to buy bitcoin at a lower price. Another problem is that many people wait without DCA Bitcoin in the hope of buying DIP, because of which many times the price does not decrease as expected, but the price of bitcoin continues to increase. In this case, he misses the opportunity to buy bitcoin a lot and remains a no-coiner for a long time.
If the price of Bitcoin is relatively low, then I do not agree with buying a large amount of Bitcoin with a loan because no one can ever say that any stage is an actual DIP in Bitcoin. If someone buys Bitcoin with a loan, it means that he does not have an emergency fund and reserve fund. If he buys it when the price is lower than expected and later sees the price of Bitcoin falling further, then he will be in a very bad state mentally and if at that time his income source is closed, then first of all he will not be able to buy Bitcoin anymore and will have more difficulty in meeting his daily expenses. At that time, if he has a loan and has to pay only the monthly installments, he will be in a completely devastated state and will be forced to sell Bitcoin at a lower price than expected.
So the best way is not to buy a lot of Bitcoin at once with a loan in the hope of buying Bitcoin at a low price. It would be a better way if he started regular Bitcoin DCA with the money he used to pay off the loan with interest every month or week. This way he will not have any kind of financial and mental pressure.