The journey of Bitcoin accumulation is always a gradual process, it's never a rush, compulsory or do or die affair. Yea, a small Bitcoin stacking as you out it, it's fine, you must always start from somewhere, and gradually you climb. All these bug investors with a whole lot amount of Bitcoin stacked started from zero. There is always a starting point.

Thinking about 4-10 years ahead and if you mess up the balance early on? Here is the thing, since Bitcoin is highly volatile, one can't really predict what it will be now or tomorrow. So what we invest now may not really yield something profitable immediately or in a short time, it might even depreciate. So accumulating to Hodl for long term(4-10 years or above) will only give room for such appreciation which increases your profit. This is because Bitcoin has proven reliable and trustworthy to increase in value in years. So keeping your stash for some years like we mentioned gives you an opportunity to liverage on more value and worth. Also put in mind that accumulation of Bitcoin is also treated as a part time hustle and/or investment which you don't plan to reap from now, but for future purpose. So with this mindset, Holding your accumulated stash for 4-10 years or more wouldn't be an issue since you don't really need it now.

About live hitting you, surely, live will hit and throw stones, but it's a simple but wise strategy used to handle that. Here is the thing. We invest in Bitcoin using our discretionary income, that is the income left after settling your basic needs such as rent, food, etc. so this discretionary funds left, which is doing nothing for you, is what you use to accumulate Bitcoin, yea, not your basic salary or income. Secondly and most importantly too, while accumulating Bitcoin, you also build up an emergency funds from your discretionary funds too. Just like the name, you tap from it anytyan emergency that will be needing cash shows up, like medical bills, accident, etc. with this, when live hits you, you easily face it without messing up the investment. And note that you must not have the emergency funds before you can start you accumulation process, you can start investing in bitcoin from your discretionary income and then gradually build up the emergency funds alongside.

Trust me, once you start your investment journey with the few basic knowledge about Bitcoin investment, you would learn much more better along the line. While you keep on wth your investment, you would experience somethings and get some knowledge first hand which would be very useful to you as an investor.