People form emergency funds when they see that a bad situation will arise. Because in the present time, people do not want to expose their investments to any danger, so they give the most importance to prudent income and emergency funds and follow the DCA method every week. As a result of regular Bitcoin purchases, they are ready to earn more financially so that they can make more money with Bitcoin investments. An investor never neglects his investment, because Bitcoin investment is long-term, so it is most important to form an emergency fund to manage it.
Speaking of emergency funds, what's the best way to make sure I don't spend my Bitcoin prematurely?
My idea is to diversify my savings. I shouldn't invest all my money into Bitcoin. I can put some funds into other profitable investments that aren't as strictly a "hold" as BTC. If I use this strategy, I might not need a dedicated emergency fund because I'll have other readily available assets. This means I can use these other funds instead of touching my Bitcoin.
The answer to this question left here is that the best way to avoid spending Bitcoin prematurely or unnecessarily is to save it for the long term and not make emotional decisions based on market fluctuations. Diversifying your savings can be reasonable because if you have multiple sources of income and a side job, you can diversify your savings at a moment's notice, which will provide good support for your needs. Investors have their own rights, so you can invest any amount of money you want, even in investments that are not holdings like BTC, but you should be careful that it is not too risky compared to Bitcoin. Even if you use the best methods in the world for every investment strategy, you may still need an emergency fund to live safely. If we all had other readily available assets, it would be possible to use them before touching Bitcoin, as you said. But the important thing is that only an emergency fund ensures financial stability in unexpected situations and protects anyone from unexpected financial stress.