For me, we must first of all think about reasons why people or investors borrow money from the bank or from online App, people borrow money because of investment, health wise or project, coming to Bitcoin community, I am of the opinion that if an investor wants to borrow money so that he or she would invest Bitcoin, the investor should consider means of payment, wether he can pay from other source of income, wether he will sell his investment just to pay his loan, because his loan interest will continue to increase weekly or monthly as the case may be. So it's not right for an investor to borrow just to invest because Bitcoin is a long term investment unless he has other source of payment, then he can go ahead and borrow
I think you have done well with your statement, because investing in bitcoin could be very profitable if we try to follow the right procedures and strategy, I don’t see any reason why someone would want to take out a loan just to invest in bitcoin when they know fully well that they don’t have other means of payments, are we going to build our emergency and reserved funds from taking loans, are we going to sustain our investments from taking loans, I wouldn’t support taking loans to invest in bitcoins, because it wouldn’t be sustainable.
However it’s been said that investing in bitcoin, we require a discretionary income, well my question would be that this loans that we are taking is that our discretionary income, and how long are we going to continue taking loan to invest in bitcoin and end up in dept, honestly speaking this we be a very strange scenario to be, because I totally think that buying bitcoin would not be a very good choice with taking mortgage or loans.