please just let it stay as it is right now.... of course people are unhappy if they transfer too late, but that's how gambling games work. don't make it too complicated.
==> i would propose to let game as it is right now and just modify counter to be server based and not client clock based = no more confusion
I actually silently updated it already... if you look through the javascript. Now it uses seconds that it gets from the server on refresh to do the countdown. So client time is not used at all.

I actually did turn on the 5% guaranteed bonus tonight.