Rapeghost, I'm assuming your bills accept credit cards. I'm happy to pay your bills for you. If you stop repaying I will chargeback. Sounds good?
Rapeghost, I'm here for you now...
Let's say that FastLoan starts paying your bills, and you start sending him coins. What is to stop him from doing a chargeback anyway?
Nothing.
He is a newbie account with only 33 posts. That's not a large commitment when he could potentially steal thousands of dollars from you. It would be easy to start all over with another account.
Lender beware...