Software is not worth $40,000, I can get a good quality one developed for $15k tops.
front end perhaps. but something reliable which passes gaming commission requirements?
I'd also like to point out that Enterra is a trusted brand. They aren't some random person/team that popped up to create a client for someone real quick. The trust is a huge factor. While someone can probably make a site "cheaper," it wouldn't be the same. And when dealing with someone's finances, you want a trusted group handling it. The risk is just too great otherwise.
Though I am wondering why SmackthatAce says their Enterra client was only $5k. Can you shed some light on this? Maybe different options or something?