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Glad to hear some people which will look into that matter are on board.
And yes, you're right. I don't use online banking. I'm slightly paranoid when it comes to this. Sadly, online banking is the only modus operandi we can provide at the moment. I really doubt this will change anytime soon.
Besides that there are also problems like losing the private key (is there one with NEM? ), typing in the wrong address and hard to read addresses.
May it be possible to think about all those things before NEMs code won't permit any change in those directions?
Are there solutions to those things? I heard at least the problem of addresses typed wrong should be solveable to some extend.
If you loose your private-key you're screwed. That's just how it is with asymmetric cryptography. That's why you should always back it up (i.e. backing up your wallet)
Regarding the addresses - this is will certainly be handled in one way or another.
Actually, not necessarily.
Technologies like SIA and maidsafe offer options to make truly secure backups for private keys.
Imagine the client backing up the private key in a decentralized cloud and providing you with a password to access it.
This password would be the only way to get the key back and might be a way to minimize possible theft scenarios.
It would resemble a double system of local private key and brainwallet, where you are mostly using the local private key for convenience, but have the option to go for the brainwallet if you really fuck it up.