Local police are unlikely to help. If you call your local police about a credit card theft, they will tell you to call your credit card company and report the card stolen. If you are a business and have a million credit cards stolen, you call the secret service.
The police are equipped to handle physical crimes and don't do well in the virtual area (unless your soliciting a cop pretending to be 14 year old girl).
You can still file a police report, for whatever purpose, but don't expect them to actually do anything about it.
Now if you really had $250k stolen and you had some evidence about who might have done it, then perhaps you could get some traction in certain police departments, but I wouldn't hold my breath.
The above does not constitute legal advice.
Might not be legal advice but you have put things very well and you are 100% correct!