I would expect something like coinbase the easiest way to get bitcoin... why are you doing the credit card or paypal thing?
I am testing various ways to review for my blog. (It's an investigative reporting effort)
The point is that I am calculating the fees and the experience.
I work for people all over the world so Paypal is where my money winds up so using bank transfer could take 14 days.
Of course, some of the ones I try will be expensive, impractical, too long or even vomit worthy.
Marie-Lynn