I blame myself for losing the money. I knew it was a risk. I was hoping to pull out before they folded. I guessed wrong. I do think it is a serious drawback of BTC for being adopted on a wider scale. Most people are going to say what problem does this solve? I have a credit card(digital money) which buys everything I want and protects me from a lot of things. BTC the only thing I can buy that I cant buy with my credit card are illegal things. Until there are more protections BTC will not be adopted by the masses. It still may grow in value because people will still come it just will not be as big as it could be.
Your credit card is regulated by a central authority. Bitcoin is not. This is the difference. Bitcoin will continue to grow. Just not as fast.
I dont not think this is as big of an issue for the majority of people. If centralized means safer they will take it. That is normally why things become centralized. People feel safer with big brother watching over them. Currently anarchist and libertarians are a small portion of the population. Therefore BTC will be limited in growth until it becomes more appealing as a tech innovation that is safe. I am not saying that I think BTC will go away just stating that I think there is a limited audience that will accept it.