Shit. Someone quoted you and I saw another one of your idiotic answers.

Bitcoin market cap: $7B
Credit card fraud just last year alone: $11B

Fact: more money is lost in a single year due to credit card fraud.

And concerning your further idiotic estimates, it doesn't matter how much Bitpay claims to process. Bitpay is one very small piece of the bitcoin world. blockchain.info estimates nearly 100 million processed per day. And that's only counting actual on-chain transactions. There are countless more off-chain transactions. Your 400 million per year is just more of your bullshit. It's more like 100x that much.