Wait what? If I receive money into my card, I can't spend it? If I can't why would I use this card? If I can, then it goes to my earlier comment on how this can be easily used for Money Laundering.

Here is how it can work:

If I intend to launder money, I can open an account by the name of Kittu Crypt and give you a PO Box address to ship the card. Once I get the card, I ask the money to be sent to this card via WU or whatever. Once I have money in the card, I use it to swipe for simple purchases etc.

Money Laundered!