Its not like I'm not going to be able to pay whomever back. I do have a job. I'm not a bum begging for money. I'm just in a bind right now, and I need help.
I'm not going to lie to you guys and be like "oh I'm going to invest it" or some other lie. I was stupid with with money, and now Im jammed up
Without collateral, do you realize anyone can make up any story? Talk is cheap. How do I know you really have a job? I don't. Even if you do, what is to guarantee that you'll actually pay it back? NOTHING.