I have a UK bank account and a German bank account.
To send via SEPA using my German bank account, it is same day, and costs nothing.
Sepa is based on your domestic fee for your particular bank, SEPA is not free across European Union
really same day ? must be nice for you, I wish I was with a bank that works during weekends.
I get the feeling that I, and the others who have responded to your relentless tin drum banging about Bitcoin's supposed advantages in sending funds across the world, are speaking to a brick wall.
I don't know where you are in the world. But say you wanted to send me Funds of say $10K in value. Explain to me one single advantage of using Bitcoin instead of the various other cash transfer methods and I will tell you why you are wrong. Please don't bleat on about 10-60 minute transfer times and tiny fees, because remember, I in the UK still need to turn that Bitcoin into physical or digital cash that I can spend. So tell me, what are the advantages of using Bitcoin, presuming that I don't care if the transaction is traceable or not?
The face value advantage is that I'm not waiting 4 days to send payment to someone. Currently I have a national bank transfer equivalent to $2500 pending from this Friday night that will most likely be completed Monday afternoon. This is one of the face values advantage of using Bitcoin and as soon as more services/individuals start to accept it the better for all of us.
Now, my main underline argument in favor of Bitcoin is that no one can print more money than it has been set which helps create a healthy economic environment in which businesses success is based on what they're actually producing not on speculating value and if they fail they won't be bailed out using public cash, like Goldman and Citigroup were in 2008 with absolutely no consequences just some bonus cuts. That is unacceptable and of course it won't happen in an Bitcoin environment if it'll ever be adopted by country in 50-100 years.
This feeling will become more and more stronger whenever a bank crisis will occur and most likely by 2016 we'll be part of another catastrophe with many many lives affected and soon the people will smarten up and realize that the problem can only be solved by changing the system from scratch not simply by adding more rules. The current monetary system is broken so hard that the only thing we can do is start from scratch and implement a better solution. The current btc-$ price speculation is unfortunate but don't let that blind you from the real improvement that Bitcoin can bring to our society if we'll choose to accept it.