Hello mat,
Im from germany too and i must disagree, even internal bank transfers (to the same bank different location/town) takes atleast 2 days... im doing several transfers per week. Also if you want an instant sepa transfer for 1000 it cost you around 40-50 ! Im have my account at the volksbank btw
Greetings
Edit: there are no fees though for a normal bank transfer, but i think we are already paying it with the yearly bank account fee that cost around 25-30
I am in Scotland.
My German bank account it is with DKB. And SEPA transfers occur for me same day, and cost nothing. I have no idea if I get charged a fee for my German bank account or not. In the UK, we do not get charged fees, but perhaps on the continent things are a little different. Certainly, the interest I get paid on my German account is actually 'noticeable'.