...still talking - and that doesn't help any exchange owner for now...
I took PayPal to court and beat their ass. A Judge with a brain and a sense of humor can shred their TOS. Never forget, PayPal is the enemy. That being said, you can always use your enemy to your advantage.
The opportunity to secure ourselves against defeat lies in our own hands, but the opportunity of defeating the enemy is provided by the enemy himself.
--Sun Tzu