about future plan:
1. make Pennies stable first
And you've been doing a great job. Thank you.
2. create one or some new crypto-currency work together with Pennies, just divide 5 or 100 or 10000, i first introduce Nickel which divide 5, it means 1 Nickel = 5 CENT. Nickel client can send 1 Nickel to Pennies, Pennies will receive 5 CENT. Pennies can also send X CENT to Nickel Client, Nickel client will receive X/5 Nickel.
One of the barriers to CENT acceptance on new exchanges is going to be its indivisibility. With this second currency hanging of the Pennies chain why not just make one CENT 1/100000000 of the new coin? This way we gain the best of both worlds, a relatively scarce coin with ~500K coins that fits the standard 8 decimal places of other currencies plus CENT as it is. Any exchange accepting the new coin doesn't have to recode to work around Pennies indivisibility and with its higher value the coin would be able to trade directly on BTC markets without relying on XPM or DOGE.
3. Build some Web/Android SDK, which can help apps easy to use Pennies.
4. release Mac/iPhone client
All good ideas.
5. Significantly increase the POS reward. As it stands the current Pennies interest rate is far too low to make it worthwhile even opening the wallet, let alone running a full node and its current ultra low stake reward was just a kneejerk reaction to the prior stake bug. Given that there would be only initially be ~500K coins in the new market cap I would think an absolute minimum of 10% would be a reasonable start. Effectively Pennies rides on the coat tails of the new coin.