I still think that all *coins so far have fucked up their PR by talking about "currency" instead of marketing BTC and others as a means of transferring funds - secure, fast and cheap.
What I am trying to say is *coins are not cryprocurrencies, but more like "cryptotransfers" with out the greedy bankers.
Keep presenting *coins as currency to general public and merchants and they will keep ignoring it.
Lucky that crypto's don't all charge any fees ... oh hang on

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You obviously have no idea what fees banks take from merchants for processing CC and DC payments. ... oh hang on... ignorance is bliss.